Investing with an IRA or 401(k)?

How to invest with a self-directed IRA or rollover your funds from a 401(k)

Self-directed IRA’s are an efficient way to save money for retirement. Since many investors with Streitwise also have a self-directed IRA, we want to provide an easy way to invest in Streitwise through this method.

Streitwise is compatible with several IRA custodians. See below for steps to enroll.

Questions about Self-Directed IRA's and 401(k)s

How do I invest with my self-directed IRA?

If you are a self-directed IRA holder in a custodian we have partnered with or you have reached out to us and Streitwise is an approved investment, you can now proceed to investing.

Steps to Get Started:

  1. Go to the Start Investing page and click the Invest Today button.
  2. A popup will appear. Fill out your name, email, select a Self-Directed IRA or 401(k) option, how much you wish to invest, and then Wire transfer. Click Next.
  3. Fill out your personal information as well as custodian information and submit your investment. Make sure to include your account number in the account name.
  4. Wire instructions will be sent to your email address. Make sure you receive this or check your junk folder.
  5. Email us and let us know you intend to add more funds through your custodian. We will send you a subscription agreement as well as any other forms your specific custodian may need.
  6. Forward these instructions and subscription agreement to your IRA custodian with the note that you want funds wired to 1st Streit Office Inc.
  7. Once funds are received, the Investor Timeline provides a general review of the process. It may take from 2-4 weeks to issue shares in the REIT due to clearance requirements.
  8. When shares are issued, you will receive an email with instructions on how to setup an account in the Investor Center with our transfer agent, Computershare.

What self-directed IRA's is Streitwise partnered with?

We do not have exclusivity contracts with any particular IRA custodian which allows us to accept investors from most self-directed IRA custodians. We have worked with the following custodians:

Note: If you have an account that is not listed, Streitwise will likely need to go through a short approval process before you can invest your IRA funds in Streitwise. This process typically takes a few extra days in order to setup.

 

What fees will I pay as an IRA holder?

The fees are the same as any other holder.

You may pay separate fees with your custodian. You should contact your custodian representative direct to inquire about fees that you may be charged by them.

I have a 401(k) and not an IRA. How do I invest?

If you have a 401(k) plan with an employer, we recommend that you rollover your funds into a self-directed IRA first. We recommend reaching out to one of the companies with which we have an established partnership to set up an account first and then proceed to the steps as outlined in the “How do I invest with my self-direct IRA” question.

If you would like to invest funds with your 401(k) without rolling over, connect your 401(k) custodian with us and we can attempt to get approved on their platform.

How do I add more funds?

The easiest way to add more funds as an IRA holder is through the Start Investing page by ACH or wire at the current NAV multiplied. This method will generate a subscription agreement on the Start Investing page and your custodian will wire funds over just like when you set up your account originally.

With a smaller minimum ($500), you also have the option to invest by check, if your custodian can send payment by check. If you would like to do so, please email us and we’ll send you instructions to pay by check.

Instructions to add more funds through the Start Investing page:

  1. Go to the Start Investing page and click the Invest Today button.
  2. A popup will appear. Fill out your nameemail (make sure this is the same email you originally used!), select a Self-Directed IRA or 401(k) option, how much you wish to invest, and then ACH or Wire transfer. Click Next. If you have an ACH account number, add more funds through that method. If you do not then use the Wire transfer option.
  3. Fill out your personal information as well as custodian, LLC, or trust information and submit your investment. If you used ACH information, skip steps 4-6.
  4. Wire instructions will be sent to your email address. Make sure you receive this or check your junk folder.
  5. If your custodian is sending the funds via wire or check, email us and let us know you intend to add more funds through your custodian. We will send you a subscription agreement as well as any other forms your specific custodian may need.
  6. Forward these instructions and subscription agreement to your custodian with the note that you want funds wired to 1st Streit Office Inc.
  7. Once funds are received, they will be processed into additional shares to your account. The entire process may take 3-4 weeks to be processed before the additional shares show up in your account.

How do I enroll in the Dividend Reinvestment Plan?

Email us notifying of your intention to enroll in the Dividend Reinvestment Plan and we will send you a secure Docusign to complete. This will authorize your enrollment and we will enroll you directly.

Note: Dividend Reinvestment Plan enrollment forms must be signed by a Custodian representative for IRA accounts. Please provide a direct email address for the Custodian representative when making the request to enroll. 

Learn more before investing. Sign up here.

  • testsource
  • testmedium
  • testcampaign
  • This field is for validation purposes and should be left unchanged.