Investing with an IRA or 401(k)?

We don’t have any exclusivity contracts with any particular IRA custodians which allows us to accept investors from almost any self-directed IRA company that you may hold an account in. The following companies we’ve worked with in the past:

• Millenium Trust Company
• Advanta IRA
• Goldstar Trust
• Pensco Trust Company
• Equity Trust
• Among more.

Note: If you have an account that isn’t listed, stREITwise will likely need to go through a short approval process before you can invest your IRA in stREITwise. This is typically an easy process with just a few days turnover.

To invest in stREITwise, you will pay a flat fee of 3% up-front and 2% annual regardless if you’re an individual investor or self-directed IRA holder.

Fees to invest in stREITwise with your self-directed IRA vary based on your custodian. To find out the fees reach out to your custodian rep. For example: Millenium Trust Company charges a $75 annual fee to hold a Public Non-Traded REIT such as stREITwise.

If you have a 401(k) plan with an employer, we recommend that you rollover your funds into a self-directed IRA first. We recommend reaching out to one of the companies listed to set up an account first and then proceed to the steps below to get started.

If you’re a self-directed IRA holder in a custodian listed before or you already reached out to us and got stREITwise approved, now you can proceed to investing.

Steps to Get Started:

1. Go to the Start Investing page and click the Invest Today button.
2. A popup will appear. Fill out your name, email, select a Self-Directed IRA or 401(k) option, how much you wish to invest, and then Wire transfer. Click Next.
3. Fill out your personal information as well as custodian information and submit your investment.
4. Wire instructions will be sent to your email address. Make sure you receive this or check your junk folder.
5. Forward these instructions to your IRA custodian with the note that you want funds wired to stREITwise based on the instructions in the email.
6. Reach out to us and let us know that the process has begun.
7. Once funds are received, then you will become an investor once through the Investor Timeline which may take 2-3 weeks. You’ll then receive a login to the Investor Center in your email.

To add more funds from your IRA you will not add funds from your Investor Center like a regular individual investor would but from the Start Investing page like you originally made your first investment via wire payment. You will need to perform the following steps:

1. Go to the Start Investing page and click the Invest Today button.
2. A popup will appear. Fill out your name, email, select a Self-Directed IRA or 401(k) option, how much you wish to invest, and then Wire transfer all just as you originally did when making your first investment.
3. Wire instructions will be sent to your email address.
4. Forward these instructions to your IRA custodian with the note that you want more funds wired to stREITwise based on the instructions in the email.
5. Reach out to us and let us know that the reinvesting process has begun.
6. Once funds are received, then your funds will be added to your original holdings after the completion of the Investor Timeline, which may take 2-3 weeks

As an IRA investor, you will not be able to enroll in the Dividend Reinvestment Program from your Start Investing like traditional investors can but it is still possible to enroll. Email us and request that you’d like to enroll in the DRIP. We will forward over an enrollment document with your account holder ID which you will need to sign and date your authorization that you’d like to enroll. Once we receive that, we will process that to get you enrolled.

As an IRA holder investing in stREITwise, you will need a pin number that will be sent to your custodian’s address to login. If your custodian has not received this pin within 2-3 weeks of making your initial investment, please email us and we will process a pin to be emailed to you directly from Computershare.