Investing with a Self-Directed IRA

Instructions on setting up a SDIRA account with Streitwise

Self-directed IRA’s are an efficient way to save money for retirement. You may not know but it is possible to invest in real estate offerings like Streitwise with a self-directed IRA. If your custodian is already approved with Streitwise (see below for list) then you can get started here using these instructions. It’s also possible to rollover funds into an approved custodian.

Questions about Self-Directed IRA's and 401(k)s

How do I invest with my self-directed IRA?

If you are a self-directed IRA holder in a custodian we have partnered with (see below) or reached out to us to get your current custodian approved, follow steps below. You can also follow steps here.

  1. Go to the Start Investing page and click the Invest Today button.
  2. A popup will appear. Fill out your name, email, select a Self-Directed IRA or 401(k) option, how much you wish to invest, and then Wire transfer. Click Next.
  3. Fill out your personal information as well as custodian information and submit your investment. Make sure to include your account number in the account name.
  4. Wire instructions will be sent to your email address. Make sure you receive this or check your junk folder.
  5. We will send you a subscription agreement as well as any other forms your specific custodian may need.
  6. Forward these instructions and subscription agreement to your IRA custodian with the note that you want funds wired to 1st Streit Office Inc. Please include the 6 digit reference number on your wire transmittal so that funds are allocated to your registration once received.
  7. Once funds are received, it will take about 3-4 weeks to issue shares and receive your login.
  8. When shares are issued, you will receive an email with instructions on how to setup an account in the Investor Center with our transfer agent, Computershare.

What SDIRA's custodians can I use to invest in Streitwise with?

Streitwise is able to work with most self-directed IRA custodians. We have worked with the following custodians:

If your custodian is not listed here, please reach out to your custodian and see if you’re able to invest in a non-traded REIT with your SDIRA and contact us. If so, you may be able to invest in Streitwise with your custodian.

The following custodians require a physical stock certificate (ours are digital) and we do not work with the following:

  • Charles Schwab
  • Fidelity
  • Vanguard

You can rollover your funds from these custodians into an approved custodian if needed.

 

What fees will I pay as an SDIRA holder?

Streitwise fees will be the same as any holder.

Your custodian may charge fees separately (such as annual holding fees) and have account minimums. You should contact your custodian representative direct to inquire about fees that you may be charged by them.

I have a 401(k) and not an IRA. How do I invest?

Reach out to if you have a 401(k) plan. Depending on the custodian your company 401(k) is held with, we can accept this plan. Connect your 401(k) custodian with us and we can attempt to get approved on their platform. You may need rollover your funds into a self-directed IRA first.

 

How do I add more funds?

The easiest way to add more funds as an IRA holder is using the same method you originally invested, through the Start Investing page. This method will generate a subscription agreement on the Start Investing page and your custodian will wire funds over just like when you set up your account originally. Just fill the registration form out again with the same information and once funded, your account will reflect the new amount invested.

With a smaller minimum ($500), you also have the option to invest by check from your Investor Center, if your custodian can send payment by check. If you would like to add more funds using this method, please email us and we’ll send you instructions to pay by check.

How do I enroll in the Dividend Reinvestment Plan?

Email us notifying of your intention to enroll in the Dividend Reinvestment Plan and we will send you a secure Docusign to complete. This will authorize your enrollment and we will enroll you directly.

Note: Dividend Reinvestment Plan enrollment forms must be signed by a Custodian representative for IRA accounts. Please provide a direct email address for the Custodian representative when making the request to enroll. 

Learn More Before Investing

How would you like to diversify your portfolio by investing in a conservatively leveraged REIT that has generated strong passive income to investors for 22 consecutive quarters, outperformed the stock market and most private offerings.

Real estate offerings like REITs with Streitwise are open to all investors and are one of the most well known ways to hedge for inflation. Find out more about Streitwise by filling out your info in this form. Input a phone a number if you’d like a live rep to call you or schedule here.